couch movers

Moving can be exciting. But it can also be a tiring event, whether you’re planning to move across town or to a whole new country. People move for different reasons. Maybe you’ve been planning on moving for a while now, or it’s something that just happened, and you just can’t help but move.

Moving is a major life change, especially at the start of a brand new journey. This can put a strain on your wallet; therefore, you should at least make sure you are financially ready before moving. Here are some tips to help you prepare financially for your big move.

Create a budget

A budget can help you create financial stability. Tracking your expenses makes it easier to pay bills on time, save for big expenses, and set up an emergency fund. When moving, you will need two separate budgets: a budget for the move and a budget for the expenses you will need in your new home.

Your moving budget should include all transportation costs for you and your belongings to your new home and the cost of your installation. Short-distance moves can cost you less than $1,000, while long-distance moves can involve larger expenses, even if you pack everything yourself.

Moving to a new home also comes with some upfront costs that you need to plan for. If you are buying a new home, getting a mortgage and signing the agreement may incur costs. If you’re renting out your new home, be prepared to pay the application fee, security deposit, and other fees. You may not be able to make an exact budget for living in your new home, but you can at least come up with an estimate.

Look for ways to save money

With an overview of where you’re moving and an estimate of how much you’re likely to spend, think of smart ways to save money. The truth is that there will be more expenses other than the obvious moving part. Luckily, there’s a much better chance of saving on the cost of moving.

Reduced moving costs

The best way to reduce your moving costs is to be creative with how you source for items. Avoid shopping for supplies and consider asking neighbors or friends who have recently moved to save their boxes and other moving materials for you. Be resourceful in using what you already have and look for alternatives to wrap delicate goods and protect your property.

Affordable transportation

Another way to save money is to hold a garage sale. Taking the time to get rid of all the clothes you no longer use can help reduce the number of movers and the size of the moving vehicle, which ultimately lowers your overall moving costs. You can also save money by choosing a more reputable contractor who will successfully and safely transport your valuables.


Getting a roommate can also help you save on rent. Although not a required step when moving house, choosing someone with a similar lifestyle to yours may even allow you to move to a larger location, as bill splitting can help provide you with a better accommodation. Write down the financial obligations of each of you, and if possible, sign separate leases so that you are not responsible if your roommate is behind on rent.

Be prepared for additional costs

A move can result in all sorts of unforeseen costs. It is imperative to have an emergency fund that you can dip into whenever unexpected expenses arise. Your emergency fund should cover at least three to six months of your living expenses. If you’re unsure of finding immediate employment in your new city, you’ll need at least six months of saved expenses, and if you can manage savings for a year, the better.

Even with an emergency fund and a pre-planned budget in place, moving can still result in unexpected expenses. To keep yourself afloat, you may need online installment loan options. Online installment loans are fast, affordable, and let you borrow up to $500 or more in minutes with bad credit.

What happens after the move

Once you’ve moved in and started settling into your new place, focus on acquiring new items. If you’ve moved to a bigger house, know what kind of furniture you need. Capture it well within your budget. Be sure to compile receipts and any useful moving information.

This move is crucial if you need reimbursement from your employer. If you are in the armed forces, you may need proper documentation of moving information if you plan to claim the expenses for tax purposes.

Max Collins Story