DNB Bank ASA (OTCMKTS: DNBBY – Get a rating) and Credicorp (New York Stock Exchange: BAP – Get a rating) are both finance companies, but which company is better? We’ll compare the two companies based on their risk strength, institutional ownership, valuation, dividends, analyst recommendations, profitability, and earnings.
DNB Bank ASA pays an annual dividend of $1.62 per share and has a dividend yield of 9.1%. Credicorp pays an annual dividend of $3.99 per share and has a dividend yield of 3.5%. DNB Bank ASA pays out 89.0% of its profits in the form of a dividend, suggesting that it may not have enough profits to cover its dividend payment in the future. Credicorp distributes 39.0% of its earnings as a dividend. Credicorp has increased its dividend for 1 consecutive years.
This is a breakdown of current recommendations and price targets for DNB Bank ASA and Credicorp, as reported by MarketBeat.com.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|DNB Bank ASA||1||4||5||0||2.40|
DNB Bank ASA currently has a consensus price target of $201.67, suggesting a potential upside of 1,032.96%. Credicorp has a consensus price target of $124.50, suggesting a potential upside of 8.88%. Given DNB Bank ASA’s higher consensus rating and higher likely upside, analysts clearly think DNB Bank ASA is more favorable than Credicorp.
Volatility and risk
DNB Bank ASA has a beta of 1.35, which means its stock price is 35% more volatile than the S&P 500. In comparison, Credicorp has a beta of 0.91, which means its stock price is 9% less volatile than the S&P 500.
Valuation and benefits
This table compares the gross revenue, earnings per share (EPS) and valuation of DNB Bank ASA and Credicorp.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|DNB Bank ASA||$7.12 billion||3.87||$2.95 billion||$1.82||9.78|
|Creditcorp||$4.32 billion||2.11||$923.39 million||$10.23||11.18|
DNB Bank ASA has higher revenue and profit than Credicorp. DNB Bank ASA trades at a lower price-to-earnings ratio than Credicorp, indicating that it is currently the more affordable of the two stocks.
This table compares the net margins, return on equity and return on assets of DNB Bank ASA and Credicorp.
|Net margins||Return on equity||return on assets|
|DNB Bank ASA||39.63%||10.10%||0.82%|
Insider and Institutional Ownership
0.1% of DNB Bank ASA shares are held by institutional investors. 15.9% of Credicorp shares are held by insiders. Strong institutional ownership indicates that hedge funds, large fund managers, and endowments believe a stock will outperform the market over the long term.
DNB Bank ASA beats Credicorp on 10 of the 17 factors compared between the two stocks.
About DNB Bank ASA
DNB Bank ASA provides financial services to individuals and businesses in Norway and internationally. The Company offers personal banking products and services, including savings and investment products; loans, such as home loans and automobile and consumer loans; pet, home and property, travel and personal insurance products, as well as vehicle insurance products; retirement savings products; foreign exchange and treasury activities; and internet and mobile banking, as well as cards. It also provides corporate banking products and services comprising savings and investment products consisting of savings accounts, fixed rate deposits, exchange-traded products, bonds and commercial paper, management equity assets and services; financing, such as installment loans, overdraft facilities, bank guarantees, leasing, factoring, and trade and export finance services; transaction banking services; research, commodities, bonds and commercial paper, corporate finance, debt capital market, equities, foreign exchange and interest rates, and securities services; and Internet services, including online stock trading, online currency trading, electronic confirmation, stock execution, and investor and margin accounts, and retirement services. In addition, the Company provides investment banking services, such as mergers and acquisitions, and equity and debt capital markets services; foreign exchange, interest rate, equity, commodity, fixed income, research, private equity and securities services; and business banking. In addition, it offers private banking services. The company offers its products and services to various sectors, including energy; financial institutions; Health care; manufacturing; packaging and forest products; Seafood; shipping, offshore and logistics; and telecommunications, media and technology. DNB Bank ASA was founded in 1822 and is headquartered in Oslo, Norway.
Credicorp Ltd., a financial services holding company, provides various financial, insurance and health services and products, primarily in Peru and abroad. The Company’s Universal Banking segment offers deposits and current accounts, as well as various credits and financial instruments to natural and legal persons. Its Insurance and Pensions segment issues insurance policies to cover losses in commercial property, transportation, ships, automobiles, life, health and pensions, as well as private pension fund management services. . The Company’s Microfinance segment manages loans, credits, deposits and current accounts for small and micro enterprises. Its Investment Banking and Wealth Management segment offers its services to corporations, institutional investors, governments and foundations; deals with the structuring and placement of issues in the primary market, as well as the execution and negotiation of trades in the secondary market; and structures securitization processes for corporate clients and manages mutual funds. The company was founded in 1889 and is headquartered in Lima, Peru.
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